Intellectual property & Copyright

All intellectual property rights over the contents, design and layout of this website are owned by or licensed to Bill Phillips Consulting Ltd. We assume that by accessing this site you accept these terms and conditions and acknowledge that its content is the copyright of Bill Phillips Consulting Ltd 2006, its officers and its clients as applicable. None of the material contained in this site may be reproduced in any form except for personal use or study without prior permission of Bill Phillips or appropriate copyright holders

Disclaimer

All information or advice provided as part of this website is intended to be general in nature, and you should not rely on it in connection with the making of any decision.   Although we aim to ensure that all information provided as part of this website is correct at the time of inclusion, we cannot guarantee the accuracy of such information.

Therefore, under no circumstances will Bill Phillips Consulting Ltd be liable to you or any other third parties for any loss or damage, direct or indirect, including loss of profits, loss of opportunity, or other consequential loss resulting from or in anyway connected with your use of this site or its content howsoever caused.